Insurance of stamp collections
Posted: Sat Dec 09, 2017 6:59 am
Yesterday I received a reminder that the annual premium re my stamp and cover collection is due shortly.
True to form, just like one's household insurance and car insurance, there is an above-inflation increase in premium "due to increased costs"
Hmmm, I have just demonstrated over the last year, an ability to keep my collection safe from fire, flood and foxing, safe from burglars, bookworms and blobs of ink, so surely I am now a lesser risk than I was a year ago, as a new and unknown customer - whatever happened to "no-claims bonus" ?
I shall make the standard response - ie investigate alternative cover from other reputable insurers.........
......but hang on, who ARE these other reputable insurers ?
I was advised, by a well-known dealer. years ago, to seek a specialist insurer, rather than rely on my household insurance. In addition the insurer should have a good history of settling bona-fide claims without quibble.
Collectively, our members should have a good idea of who these paragons of the insurance industry might be. Any suggestions ?
True to form, just like one's household insurance and car insurance, there is an above-inflation increase in premium "due to increased costs"
Hmmm, I have just demonstrated over the last year, an ability to keep my collection safe from fire, flood and foxing, safe from burglars, bookworms and blobs of ink, so surely I am now a lesser risk than I was a year ago, as a new and unknown customer - whatever happened to "no-claims bonus" ?
I shall make the standard response - ie investigate alternative cover from other reputable insurers.........
......but hang on, who ARE these other reputable insurers ?
I was advised, by a well-known dealer. years ago, to seek a specialist insurer, rather than rely on my household insurance. In addition the insurer should have a good history of settling bona-fide claims without quibble.
Collectively, our members should have a good idea of who these paragons of the insurance industry might be. Any suggestions ?